How credits work

We use credits to measure your usage on Minara. Whenever you perform actions that involve AI processing or specific workflow execution, credits are deducted based on token consumption.

When Are Credits Deducted?

Credits are deducted when a message or task is completed or manually stopped. Including:

1. Regular chats with Minara
2. Deep Research report generation
3. Workflow creation and execution (applicable to specific nodes)

If a response or task is interrupted due to a system error, no credits will be deducted.

Typical Usage Examples

Note: The values below are estimated averages for reference only. Actual credit usage varies per action and is calculated based on the number of tokens used.

Action	Est. Average Cost Per Action
Messaging	~20 Credits
Deep Research	~40 Credits
Minara Node in Workflow	~15 Credits

Workflow Execution Rules

Note: For now, credits are only deducted for Minara nodes. However, please note that all running workflows will be paused if credits run out.

Node Type	Credit Usage
Monitor	Currently free
Trade	Free
Notify	Currently free
Minara Call	Based on actual tokens used

My credits decreased unexpectedly.

Check whether you have any active workflows. Each time a workflow runs, it deducts credits for the Minara nodes it contains. Workflows running on a schedule or trigger consume credits every time they execute. To stop the deductions, open Workflow and close any workflows you no longer need.

Understanding your credits cap

Your credits cap is the maximum balance your account can hold at any time. It is set by your subscription plan:

Plan	Credits Cap
Lite	1,400
Starter	4,000
Pro	20,000

Referring friends to Minara increases both your credits balance and your credits cap. Rewards scale with how many invitees you have, and the larger reward comes when an invitee upgrades to a paid plan.

Invitee count	Reward
First 10	200 Credits per signup, plus 300 Credits + 50% Spark when the invitee upgrades to a paid plan
11–50	400 Credits + 60% Spark when the invitee upgrades to a paid plan
More than 50	500 Credits + 70% Spark when the invitee upgrades to a paid plan

To share your referral link, tap Share Minara with friends from the bottom navigation bar in the app. You can track invitee status under My Invites on the referral page.

If you have referral credits and then use features that consume credits (workflows, strategies, chat), your cap and balance may decrease together. The referral bonus raises your cap temporarily, and usage draws it down alongside your balance. This is expected behavior. We are working on improving how this is shown in the UI. If you have suggestions, share them with us in the community.

Need More Credits?

Minara refreshes your credits at the start of each monthly plan cycle. You can upgrade your plan (which takes effect immediately) or purchase a top-up credit pack (available only with an active subscription).